This page covers the evaluation objectives, risk parameters, trading restrictions, payout conditions and scaling plan published by Neura Funding as of 2026-09-30. The official site operates under the name Neura Elite at neura-elite.com and also uses the trading name Neura Funding; both names refer to the same firm.
The following official pages were checked on 2026-09-30 and are the sole sources for every rule listed here: the Neura Funding home page, the Frequently Asked Questions page, and the Terms and Conditions page.
Evaluation Programs
Neura Funding offers two program types on its home page: a One Step Challenge and an Instant Funding option. The detailed rules published on the FAQ and Terms pages refer primarily to the One Step Challenge evaluation structure. Specific rule parameters for the Instant Funding program are not documented on the official pages checked beyond the account sizes and pricing listed on the home page.
One Step Challenge
The One Step Challenge is a single-phase evaluation conducted on MetaTrader 5 (MT5). Traders must reach a profit target while staying within defined daily and overall loss limits. Once the evaluation is passed, the trader is offered a funded simulation account. All accounts, including funded accounts, operate in a simulated environment using virtual funds and real market quotes; they are not live brokerage accounts. The FAQ confirms this explicitly.
Account sizes available for the One Step Challenge range from $10,000 to $1,000,000, with pricing from €109 to €3,699. The full list of account sizes and prices is published on the home page.
Profit Targets and Loss Limits
Understanding the difference between a daily drawdown limit and a maximum drawdown limit is essential before starting any evaluation. For a broader explanation of how these two limit types work in practice, see this guide on daily drawdown vs max drawdown explained for prop traders.
The table below summarises the objectives and limits published for the One Step Challenge across all account sizes. All values are identical regardless of account size.
| Program | Profit Target | Maximum Daily Loss | Maximum Overall Loss | Leverage | Profit Split | Payout Cycle |
|---|---|---|---|---|---|---|
| One Step Challenge (all sizes) | 7% | 4% | 8% | 1:100 | Up to 90% | Weekly |
For illustration only: on a $100,000 account (hypothetical example), the 4% maximum daily loss limit equals $4,000 and the 8% maximum overall loss limit equals $8,000.
The official pages do not specify whether the daily loss limit is calculated from the account balance or from equity, nor whether it is static or trailing. To avoid breaching these limits while sizing positions appropriately, the prop firm daily loss calculator and the guide on lot sizing for prop firm accounts provide practical frameworks.
Time Rules and Minimum Trading Activity
No Time Limit on the Evaluation
Neura Funding states that its evaluation has no completion time limit. The evaluation clock starts from the moment the trader places their first trade, not from the date of account creation. Traders are not required to rush decisions to meet a deadline. This is confirmed on the FAQ page.
Minimum Weekly Activity Requirement
Traders must place at least one trade per week. Failure to do so causes the account to be considered inactive, which constitutes a breach. This rule applies from the date of the first trade. The official pages do not specify a minimum number of trading days required before a payout can be requested.
Trading Restrictions and Prohibited Strategies
The FAQ page and the Terms and Conditions together set out an extensive list of prohibited trading styles. The core principle is that traders must trade as if the account were live, without exploiting conditions unique to a demo environment.
Explicitly Prohibited Strategies
- Tick scalping, high-frequency trading (HFT) and arbitrage bots
- Reverse arbitrage, latency arbitrage and hedge arbitrage
- Use of platform or data freezing due to a demo server error
- Use of a delayed data feed or trading on delayed charts
- Massive stacking, ultra-fast scalping and hedging
- One-sided betting and order layering
- Grid, martingale and similar risk-excessive strategies
- Any emulators
Scalping
Scalping is permitted, but Neura Funding states that traders should hold trades for more than one minute. If the majority of trades are held for less than one minute, the account may be classified as using a prohibited strategy and any profits generated will be forfeited.
Order Layering and Gambling Policy
Order layering, defined as splitting positions into smaller trades to avoid slippage or distort market replication, is considered abusive. Specifically, placing more than four layers of orders based on the same trade idea, where total risk exposure exceeds 2%, is classified as a prohibited activity. Loss-recovery tactics such as martingale systems, opposite-direction recovery trades and single-trade challenge passes intended to hit the profit target in one position are also prohibited under the firm's gambling policy.
News Trading
The Terms and Conditions list news trading and volatility exploitation as grounds for refusing, cancelling or delaying a payout. The FAQ does not publish a specific list of restricted news events or a defined window around announcements. For context on how news trading restrictions typically work across the industry, see news trading rules in prop firms: what you must know. Traders should contact Neura Funding directly for clarification before trading around major releases.
Password Change
Traders must use the exact password sent by the firm by email. Changing the account password is not allowed.
Who May Trade the Account
According to the FAQ page, copying trades or strategies from other traders or signal providers, either automatically or manually, is strictly prohibited. Engaging third-party vendors for copy trading or account management is also not allowed. The Terms and Conditions additionally prohibit use of trade copiers, signal mirroring and multi-account synchronisation as grounds for payout refusal.
The FAQ states that accounts are personal and cannot be shared. Traders may purchase and trade multiple evaluations simultaneously, and copy trading between accounts owned by the same person is noted as a possibility in setup, but the firm's prohibited trading section makes clear that cross-account synchronisation methods that distort evaluation integrity are not permitted. The official pages do not provide further detail on exactly which forms of internal account management between a trader's own accounts are permitted, so traders should seek written clarification from Neura Funding directly.
The Terms and Conditions confirm that traders are limited to one active account per challenge level unless otherwise approved in writing.
Consistency Rule
Neura Funding's home page lists "No consistency once funded" as a feature of its funded accounts, indicating that a formal consistency rule does not apply at the funded stage. The evaluation phase does not appear to impose a specific consistency percentage rule based on the pages checked. For a broader explanation of how consistency rules function across the prop firm industry, the article on the prop firm consistency rule explained for traders provides useful background.
Payouts, Profit Split and Scaling
Profit Split and Payout Frequency
Eligible funded traders receive a profit split of up to 90% of simulated profits. This split is described as fixed and does not change by account size or after a profitable month. Payouts follow a weekly cycle, subject to account review and compliance with program rules. The home page states that approved payout requests are processed within one hour.
Evaluation Fee Refund
The evaluation fee paid for a completed challenge is fully refundable when the trader receives their fourth payout. If the evaluation is failed before the fourth payout is reached, the fee is not refundable. Starting from the fourth approved payout, traders also unlock access to a discounted retry fee if they need to restart a challenge.
Payout Eligibility and Discretion
All payouts are subject to manual review by the firm or its authorised validation partners. The Terms and Conditions state that payouts are discretionary and derived from company revenue, not from live trading profits. The company reserves the right to refuse, cancel or delay any payout if trading methods are deemed inconsistent with fair evaluation practices.
Payout methods include card, bank transfer and cryptocurrency, subject to KYC verification.
Maximum Allocation and Scaling
The maximum funded simulation account allocation is $400,000. Accounts can be merged provided each balance is at breakeven. Neura Funding publishes a scaling plan that allows eligible traders to progress toward a maximum of $2,000,000. The specific scaling increments and conditions are not detailed on the pages checked. To size positions appropriately as accounts grow, the prop firm lot size calculator can serve as a practical reference tool.
Regional Restrictions and Legal Structure
Neura Funding's services are not available to residents of the United States, Turkey and the UAE, as stated on the FAQ page. The home page footer also lists Sudan, Syria, North Korea and Iran as restricted regions. Traders should confirm their eligibility before purchasing a challenge.
The firm is operated by SEMIZU L.L.C-FZ, registered in Dubai, UAE, and also registered as Neura Elite Limited at 40 Street Lane 9, Bonne Terre, Gros Islet, Saint Lucia (License 2026-00628). Disputes are subject to binding arbitration under the rules of the Dubai International Arbitration Centre (DIAC), governed by the laws of Dubai, UAE, as set out in the Terms and Conditions.
We pass Neura Funding challenges. You buy the challenge in your own name and share only its MT5 login; our traders pass it in 5-6 days on average, and you pay our fee only after we pass. We have no partnership with Neura Funding, and its rules on this page apply to your account as written. If Neura Funding closes your account because our team traded it, we buy you a new challenge account of the same size and pass it for free, on presentation of its notice of closure; lost payouts are not covered (Terms, section 3). Talk to us on Telegram.
Official Sources
Rules verified on September 30, 2026 against Neura Funding's official pages below. Rules change: the firm's own pages always prevail. The rules of other firms are in our prop firm rules hub.
- Neura Elite | Prop Trading Challenges and Funded Accounts
- Frequently Asked Questions | Neura Funding
- Terms and Conditions | Neura Funding
Disclaimer: Fast Funded is an independent service and is not affiliated with, endorsed by, or connected to any prop firm mentioned in this article. Rules and conditions change: always verify current terms on the firm's official website.